Core Corporate Cultural Values--Huishang Bank

I Vision

To Deliver First-Class Quality

To Build a Long-lasting Bank

II Mission

Realize Dreams of Customers

Create Value for Shareholders

Promote Development of Employees

Fulfill Duties of Corporate Citizen

III Core Values

Integrity Reliability Innovation Harmony

IV Corporate Philosophies

1. Business Philosophy: Partner with Industry Peers and Develop with Customers

2. Management Philosophy: Systematic, Standardized, Lean & Extraordinary Management

3. Risk Philosophy: Set risk preference in a prudent, reasonable and steady manner

Multi-layered risk control structure with peeling-off and integration functions

Professional risk level control approach with insight and objectivity

Continuous risk management in a preemptive and quantitative manner

4. Service Philosophy: Friendliness, Efficiency & Professionalism

5. Talent Philosophy: Attract Ambitious Talent, Foster Industrious Talent and Use Capable Talent

V Style

Honest, diffident, cooperative and progressive